Services

International money transfers with clear information.

Top Exchange is built for people who want to know the rate, the fee, and the status of their transfer without having to ask.

Transfer documents and a smartphone arranged for careful review
✓

Clear at every step

Made for real lives

The details you need, at your fingertips

Four things the app keeps in front of you, every time you send.

Check rates and fees

See the exchange rate and the fee for your transfer before you confirm it.

Save your recipients

Store recipient details once so repeat transfers take less time and fewer typing errors.

Track transfer status

Follow your transfer from submission through to delivery inside the app.

Verify your identity in the app

Complete identity verification from your phone, without visiting a counter.

Rates and fees

The rate shown in the app at the moment you confirm is the rate applied to your transfer.

  • The exchange rate and fee are displayed together before confirmation.
  • The amount your recipient receives is shown before you send.
  • Rates change with the market, so the figure updates as you enter an amount.

What you need to send

Requirements can vary by destination and amount.

  • A valid official identity document in your own name.
  • Complete recipient details, including the receiving account or collection method.
  • Information about the purpose of the transfer, where it is required.

Your guide to a first transfer.

Four steps from opening the app to tracking your money.

  1. 1

    Create and verify your account

    Register in the Top Exchange app and complete identity verification using your official ID.

  2. 2

    Enter the transfer details

    Choose the destination country and currency, then enter the amount you want to send.

  3. 3

    Add the recipient

    Enter the recipient's details, or pick a recipient you have already saved.

  4. 4

    Review and confirm

    Check the rate, fee, and total, confirm the transfer, and track its status in the app.

App screenshots for each step will be added once the final designs are available.

Where would you like to send money?

Send from Indonesia to more than 65 destinations worldwide. Currencies and receiving methods are confirmed at the time of your transfer.

South Africa
United States
Andorra
Saudi Arabia
Australia
Austria
Bangladesh
Belgium
Brazil
Bulgaria
Cameroon
Canada
China
Cyprus
Denmark
Estonia
Philippines
Finland
Ghana
Hong Kong
Hungary
India
Ireland
Iceland
Italy
Japan
Germany
Kenya
South Korea
Croatia
Latvia
Liechtenstein
Lithuania
Luxembourg
Malaysia
Mali
Malta
Mexico
Egypt
Monaco
Nepal
Netherlands
Norway
Pakistan
Ivory Coast
Poland
Portugal
France
Czech Republic
Romania
Saint Pierre & Miquelon
San Marino
New Zealand
Singapore
Slovakia
Slovenia
Spain
Sri Lanka
Sweden
Switzerland
Taiwan
Thailand
Turkey
United Kingdom
Vietnam
Jordan
Greece

Currencies, limits, and receiving methods for each destination are shown in the app at the time of your transfer. Can’t find a country? Contact us about availability.

Need help with a transfer?

Our support channels can help before, during, and after you send.

Get help

Ready to plan your next transfer?

Explore Top Exchange's service and get started in the app when you're ready.